Real Estate
(Hard Money) Loan

Leverage asset-based lending and secure up to
80% LTV within a few short weeks.
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USE COLLATERALIZED ASSETS TO SECURE A

Real Estate (Hard Money) Loan

Hard Money Loans are short-term loans secured by real property – typically used by businesses, investors and developers to quickly acquire funds for property purchases, renovations, and fix-and-flips. Unlike traditional collateralized lending, hard money loans are primarily based on the value of the collateralized property.

Hard money loans are also referred to as bridge loans, and can be used to help finance one property while preparing to sell another. As the approval process is typically fast and less stringent than other secured financing, they are ideal if a purchase needs to happen quickly.

Hard Money Loans Offer:

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Up to 80% Loan To Value amounts.

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6 to 36-month repayment terms.

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Quick approvals and financing within 1 to 3 weeks

Fast and Secured Funds

Receive secure funding within 10 to 14 business days.

Opportunity Driven

Lower personal credit score or time in business doesn't disqualify you from being approved.

Acquisition or Refinance

Get the capital needed to invest in an acquisition or refinancing opportunity.

A QUICK AND TRANSPARENT PROCESS

Applying is simple

1. Complete our short application.

Our quick application process only takes a few minutes to complete.

2. Compare competing offers.

Improve your funding odds and compare offers from multiple lenders.

3. Secure and receive funds.

Accept an offer and get funds as quick as the same day!

Apply Now

ARE YOU ELIGIBLE?

Minimum Requirements

Property

Financeable
properties
only

Credit Score

650
or
higher

Experience

Prior
experience
preferred

HARD MONEY REAL ESTATE LOAN

Frequently Asked Questions

What kind of properties are eligible for hard money?
Hard money lenders will lend on both commercial and residential properties, but may not lend on owner-occupied residencies due to higher levels of scrutiny.
Who provides hard money loans?
A variety of companies provide hard money loans, including commercial banks, regional fund operators, and real estate developers.
What documents are needed for a hard money loan?
Required documentation differs by lender but you will typically need bank statements, tax returns, and proof of ownership to start.
How long does it take to get approved?
In most cases, hard money loans can be approved within three to five business days, and funded within 14 business days.
When should I consider using a hard money loan?
Typically, hard money loans are ideal for business owners who need more financing than there bank provides, have an excellent investment opportunity without sufficient cash on-hand, or have a quick closing with a deadline the banks can not meet. Additionally, less established businesses can leverage hard money loans to access additional capital.
Do hard money loans require a down payment?
Depending on several factors, including the borrower's equity, and the respective lender, hard money loans can require a down payment. As each situation is different, you may not have to put any down payment, or you may be required to cover the difference of the LTV and property appraisal amount.
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